Kotak Mahindra Bank

Delhi

Relationship Manager-Alternate Asset Group-ARD Funded High Teen Products

Posted 3 weeks ago · Mid level

The job in two lines

This role involves originating, structuring, and managing Private Credit, Structured Finance, and Alternate Asset opportunities, with a focus on developing relationships with various financial intermediaries and ensuring prudent risk management.

Summary by Rezifi's AI, from Kotak Mahindra Bank’s posting. Years and pay appear only when the posting states them.

What you'd do

  • Drive business development and origination across Private Credit, Structured Finance, Alternate Assets, and Special Situations financing.
  • Source and execute transactions including structured loans, acquisition financing, promoter funding, HoldCo financing, refinancing, growth capital, mezzanine debt, and PE-backed opportunities.
  • Build and maintain strong relationships with Promoters, CFOs, Treasury Heads, Investment Bankers, Private Equity Funds, Venture Capital Funds, Family Offices, and Market Intermediaries.

Skills it is built around

  • Private Credit
  • Structured Finance
  • Alternate Asset

Required

  • financial analysis
  • business assessment
  • cash flow evaluation
  • risk review
  • Credit Analysis
  • Due Diligence
  • Legal Documentation
  • approvals
  • Loan Disbursement
  • regulatory guidelines
  • internal credit policies
  • risk management

Nice to have

  • Finance
  • CA
  • CFA
  • Corporate Banking
  • Wholesale Banking
  • banking activities
  • NBFC
  • AIFs
  • Alternate Asset Management
  • structured lending products
  • private credit transactions
  • Debt Instruments

The facts

Experience
6+ years
From the posting: “6-15 years of experience”
Pay
Not stated
The posting states no pay.
Level
Mid level
Field
Financial services

The full posting

From Kotak Mahindra Bank’s careers site

As Kotak Mahindra Bank posted it. See the original

Role Relationship Manager- AAG Department  ARD Location  Delhi/Mumbai/Bangalore/Chennai Position Grade  M5


Role Overview:

The Relationship Manager will be responsible for originating, structuring, and managing Private Credit, Structured Finance, and Alternate Asset opportunities. The role involves developing relationships with corporates, promoters, NBFCs, PE/VC funds, family offices, and other financial intermediaries to source high-quality lending and investment opportunities while ensuring prudent risk management and portfolio quality. The incumbent will work closely with Credit, Risk, Legal, Coverage, and Product teams to execute transactions and drive portfolio growth.

Key Responsibilities: 

  • Drive business development and origination across Private Credit, Structured Finance, Alternate Assets, and Special Situations financing.
  • Source and execute transactions including structured loans, acquisition financing, promoter funding, HoldCo financing, refinancing, growth capital, mezzanine debt, and PE-backed opportunities.
  • Build and maintain strong relationships with Promoters, CFOs, Treasury Heads, Investment Bankers, Private Equity Funds, Venture Capital Funds, Family Offices, and Market Intermediaries.
  • Evaluate financing opportunities through detailed financial analysis, business assessment, cash flow evaluation, and risk review.
  • Coordinate with internal stakeholders for credit appraisal, due diligence, legal documentation, approvals, and disbursement.
  • Structure customized financing solutions aligned with client requirements and the Bank's risk appetite.
  • Monitor portfolio performance, asset quality, covenant compliance, and early warning indicators.
  • Maintain a robust deal pipeline and continuously identify new opportunities through market intelligence and industry networking.
  • Ensure adherence to regulatory guidelines, internal credit policies, risk governance, and compliance standards.

  • Prepare pitch notes, credit proposals, transaction summaries, and portfolio reviews for senior management.

Job Requirements:

  • MBA (Finance), CA, CFA, or equivalent qualification from a reputed institution.
  • 6-15 years of experience in Private Credit, Structured Finance, Corporate Banking, Wholesale Banking, Investment Banking, NBFCs, AIFs, or Alternate Asset Management.
  • Strong understanding of structured lending products, private credit transactions, debt instruments, and capital structures.
  • Experience in financial statement analysis, cash flow modelling, credit underwriting, and transaction structuring.
  • Established network with corporate clients, financial sponsors, intermediaries, and market participants.
  • Sound knowledge of legal documentation, security structures, covenants, and transaction negotiations.
  • Strong stakeholder management, relationship-building, and execution capabilities.

  • Excellent communication, presentation, and negotiation skills.